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1021 Spencer's Trail

Glamorgan, Highlands East, ON
$495,000
3Bd
1Ba
1,300+sqft
2Parking
100 x 225.79 ftlot
$381/sqft
DetachedMLS# X13421320Listed 2026-06-094 DOM
Heating
Water Heater Owned
Basement
Unfinished

About this home

Welcome to 1021 Spencer's Trail, a four-season waterfront retreat set on beautiful Salerno Lake. Offering over 100 feet of waterfront on a 0.45-acre lot, this property is all about peaceful cottage-country living, lake views, and year-round enjoyment. The bungalow features approximately 1,171 sq.ft. on the main level, with three bedrooms, a 3-piece bathroom, and a bright, character-filled layout. One of the standout features is the unique octagon-shaped sun room, creating a memorable space to relax, dine, entertain, or simply take in the natural surroundings. A woodstove and baseboard heat provide comfort through every season, while the walkout basement adds function and potential. Lovely deck off from the livingroom overlooking the property and lake. Set on a sloped lot leading down to the lake, the property includes an existing dock, lake-drawn water, and a septic system. Whether you are spending summer days swimming, boating, or fishing, or enjoying quiet fall and winter weekends by the fire, this property offers the classic Haliburton cottage experience. An added bonus is the separate 0.8 acre lot across the road (153.67' x 267.06') offering additional space and future flexibility. Salerno Lake is known for its scenic natural setting, boating, swimming, and fishing opportunities, with species including bass, walleye, perch, and muskie. The lake is long and narrow with a peaceful cottage-country feel, located within the Haliburton Highlands and close to nearby communities including Irondale, Gooderham, Kinmount, and Haliburton. A wonderful opportunity to enjoy waterfront living on a sought-after lake, with room to make it your own.

WaterfrontWalkout

Rooms

Basement
Utility Room6.86 × 4.44 m
Other
Foyer1.71 × 3.04 m
Living Room4.70 × 4.54 m
Kitchen2.16 × 3.65 m
Breakfast2.15 × 2.21 m
Dining Room6.17 × 3.32 m
Sunroom3.87 × 3.70 m
Bedroom3.46 × 3.65 m
Bedroom 23.25 × 3.65 m
Bedroom 32.90 × 3.04 m
Bathroom2.06 × 1.62 m

Features

  • Primary Bedroom - Main Floor
  • Storage
  • Water Heater Owned
  • Deck
  • Fishing
  • Year Round Living
  • Unfinished
  • Walk-Out
  • None
  • Bungalow

Financials

Annual Taxes
$3,356.44

Estimated Rental Income

Entire property$3,200 – $4,800/mo
Basement apartment$1,800 – $2,500/mo
Rental yield7.8% – 11.6%

*Estimates based on comparable rentals in the area. Actual income may vary.

Market Data — Highlands East

Days on market4 days
Buyer's MarketSeller's Market

Based on active listings in Highlands East. Data updates daily.

Our estimate for this home

Priced 38.6% below estimate
Estimated range
$746K$867K
Mid-point $806K · ~$620/sqft
How this listing compares
$746KList · $495K$867K
High confidence·Based on 7428 gta-wide comparables

Estimated range is generated automatically from active comparables and is for informational purposes only. Not an appraisal — contact Aman for a full comparative market analysis that factors in condition, renovations, and positioning.

MLS® data courtesy of the Toronto Regional Real Estate Board (TRREB).

The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board, the listing brokerage, or this website. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by CREA. Not intended to solicit properties currently listed for sale or buyers under contract.

$495,000
1021 Spencer's Trail, Highlands East
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