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For Sale

1027 Scott Lane

Finlayson, Lake of Bays, ON
$999,900
3Bd
2Ba
1,750+sqft
5Parking
219.42 x 200 ftlot
$571/sqft
DetachedMLS# X13122634Listed 2026-05-1362 DOM
Heating
Water Heater Owned
Basement
Partial Basement

On the market for 62 days — longer than average. The seller may be open to negotiation.

About this home

Authentic Panabode cedar log bungalow perfectly positioned on the serene shores of Oxbow Lake - the one locals affectionately call "Fatty's Lake" - in the Township of Lake of Bays, just 25 minutes from Huntsville. Oxbow is a gem: 170 hectares of clear, deep water (34 metres at its deepest), rocky shorelines, sandy shallows, and a reputation for excellent fishing. East-facing waterfront means you'll wake to breathtaking sunrises painted across calm, sheltered water, while long afternoon sun warms the wraparound deck. Owned shoreline, a private dock, and four-season living make this 3 bed, 2 bath log home as practical as it is beautiful. Rich cedar walls, vaulted ceilings, exposed timber beams, and a crackling wood-burning stove (WETT Cert. 2003) create that unmistakable warmth only a true log home delivers. The kitchen offers ample storage, a dishwasher, and a picture window framing the lake - because even doing dishes should come with a view. The primary ensuite features a relaxing soaker tub, perfect after a day of hiking Limberlost Forest. A bright 3-season sunroom walking out to the wraparound deck is your front-row seat to some of the most peaceful water views in the region. The waterfront and electrical serviced bunking offers a screened-in porch to handle the overflow - whether that's kids, guests, or anyone who just needs a little space of their own by the lake. Now for the part the handy ones have been skimming ahead for... this home features a single car garage (attached to the home via breezeway), not one - but TWO sheds, an outdoor workbench, propane forced air heat, lake intake + UV treated water (available year round) and a sump pump. Lovingly enjoyed year-round, this is a rare opportunity to own a classic retreat on one of Muskoka's most treasured and character-filled lakes.

GarageWaterfront

Rooms

Main Floor
Bedroom4.94 × 3.22 m
Bathroom3.75 × 1.18 m
Bedroom 23.75 × 2.44 m
Bedroom 33.54 × 4.16 m
Living Room7.87 × 4.74 m
Kitchen4.71 × 4.34 m
Bathroom2.47 × 2.67 m
Sunroom4.05 × 3.03 m

Features

  • Primary Bedroom - Main Floor
  • Carpet Free
  • Propane Tank
  • Storage
  • Water Heater Owned
  • Other
  • Workbench
  • Water Treatment
  • Water Heater
  • Partial Basement
  • None
  • Bungalow

Financials

Annual Taxes
$3,661

Estimated Rental Income

Entire property$3,200 – $4,800/mo
Basement apartment$1,800 – $2,500/mo
Rental yield3.8% – 5.8%

*Estimates based on comparable rentals in the area. Actual income may vary.

Market Data — Lake of Bays

Days on market62 days
Buyer's MarketSeller's Market

Based on active listings in Lake of Bays. Data updates daily.

Our estimate for this home

Priced 7.5% below estimate
Estimated range
$1.00M$1.16M
Mid-point $1.08M · ~$618/sqft
How this listing compares
$1.00MList · $1000K$1.16M
High confidence·Based on 13128 gta-wide comparables

Estimated range is generated automatically from active comparables and is for informational purposes only. Not an appraisal — contact Aman for a full comparative market analysis that factors in condition, renovations, and positioning.

MLS® data courtesy of the Toronto Regional Real Estate Board (TRREB).

The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board, the listing brokerage, or this website. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by CREA. Not intended to solicit properties currently listed for sale or buyers under contract.

$999,900
1027 Scott Lane, Lake of Bays
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