Skip to main content
For Sale

82 Cow Island

Otonabee-South Monaghan, Otonabee-South Monaghan, ON
$574,900
3Bd
1Ba
900+sqft
1Parking
142 x 161.45 ftlot
$639/sqft
DetachedMLS# X13245426Listed 2026-06-0416 DOM
Heating
Water Heater Owned
Cooling
Central Air

About this home

One of the most desirable lots on the island, with spectacular south exposure. Also includes separate bonus lot (84 Cow Island) with separate pin 280220001, tax bill $842.67 for 2025 and legal description. Combined waterfrontage of both lots together is 248.63 ft. Privacy abounds here. Enjoy your morning coffee on the spacious dock to take in the sunrise and wind down your day on your deck overlooking the water. There's an abundance of activity for every interest: boating the Trent Waterway, swimming and fishing in the lake, or snowmobiling from the cottage on the Ganaraska snowmobile trail system. Built In 1976, you'll see this 1056 Sq. Ft. 3 Bedroom home has an amazing floor plan with spacious living and family rooms. It's also fully furnished and you can relax while the Marine Railway Lift delivers all your necessities from the dock straight to the cottage. Ariel aluminum dock system 42 ft by 6 ft with 14 ft 6 ft area at the end, 100 amp electrical upgraded 2021, heat and ac mini split 2021,kitchen 2022, bathroom 2022, great remodel reno 2023, cedar wood siding 2025, metal roof. 20ft. The property has a proper septic system and drilled well, so you have fresh water for drinking, cooking etc. Pontoon boat included, 2005 Aqua Patio with 50hp Yamaha 4 stroke with Bimini top and full mooring cover. Seating and floor covering need a touch of TLC but works great. This is an absolutely beautiful must-see family cottage.

Rooms

Main Floor
Kitchen3.40 × 2.80 m
Living Room5.85 × 4.30 m
Primary Bedroom4.85 × 3.50 m
Bedroom 23.60 × 3.00 m
Bedroom 33.60 × 3.45 m

Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Water Heater Owned
  • Awnings
  • Deck
  • Privacy
  • None
  • Central Air
  • Bungalow

Financials

Annual Taxes
$3,005.93

Estimated Rental Income

Entire property$3,200 – $4,800/mo
Rental yield6.7% – 10.0%

*Estimates based on comparable rentals in the area. Actual income may vary.

Market Data — Otonabee-South Monaghan

Days on market16 days
Buyer's MarketSeller's Market

Based on active listings in Otonabee-South Monaghan. Data updates daily.

Our estimate for this home

Priced 46.0% above estimate
Estimated range
$364K$423K
Mid-point $394K · ~$438/sqft
How this listing compares
$364KList · $575K$423K
High confidence·Based on 56 otonabee-south monaghan comparables

Estimated range is generated automatically from active comparables and is for informational purposes only. Not an appraisal — contact Aman for a full comparative market analysis that factors in condition, renovations, and positioning.

MLS® data courtesy of the Toronto Regional Real Estate Board (TRREB).

The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Listing information is deemed reliable but is not guaranteed accurate by the Toronto Regional Real Estate Board, the listing brokerage, or this website. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by CREA. Not intended to solicit properties currently listed for sale or buyers under contract.

$574,900
82 Cow Island, Otonabee-South Monaghan
WhatsAppCall